“The task of clarifying your core focus assumes that you already have a financial model that works.”
You're ready to grow — add trucks, hire techs, take on bigger jobs. But growth eats cash, and the difference between scaling smart and not sleeping at night is having someone watching the road ahead. Your bookkeeper keeps the books. Your CPA files the returns. Whether you're running EOS or managing growth your own way, neither one is building the financial roadmap that tells you what's coming next. CXOonTap puts a CFO on your team who understands how your business actually runs — not just the financials, but the operations, technology, and workflows underneath them. One person. Whole picture. Without the full-time cost.
We work alongside your existing team to add the financial strategy layer that most trades businesses are missing.
More than monthly financial reviews — we build customized financial models, reports, and scorecards your business needs to operate with clarity. Whether you're running EOS or your own operating rhythm, we build the financial structure that makes your weekly meetings actionable and your growth plan real.
Cash flow forecasting, seasonalized budgets, budget-to-actual variance analysis, KPI dashboards tied to your scorecard, and financial team development so your bookkeeper and controller grow with the business. Every model is designed around the specific drivers of your operation — your service mix, your seasonal patterns, your growth targets.
Growth eats cash. We build the financial roadmap that lets you invest in growth without outrunning your capital. Multi-year projections, line of credit strategy, technician investment modeling, owner distributions, and succession planning.
What does adding five techs next year actually do to your cash, your credit line, and your take-home? We build the scenarios so you can see the answer before you commit. Whether you're preparing for a bank conversation, planning your exit, or just trying to grow without the 2am panic, we give you the numbers to make the call with confidence.
We follow the dollar from dispatch to invoice to collected cash — and find where it leaks. Whether you're on ServiceTitan, Housecall Pro, or managing with spreadsheets, we optimize the workflows, inventory controls, and accountability systems that drive your margins.
Most contractors have never calculated what they're actually losing to untracked inventory. We quantify it — comparing purchasing volume against billed materials to find the gap. Then we help you build the processes and controls to close it, from warehouse replenishment to truck-level accountability.
Most contractors are paying for QuickBooks, a field service platform, and a handful of other tools that don't talk to each other. We find the gaps and roadmap the improvements that feed execution and deliver real ROI.
We identify the gaps between what your systems can do and what you're actually getting from them — then help you close those gaps through better configuration, training, or the right integration. No vendor bias, no referral fees. If the right solution doesn't exist, we help build it.
A straightforward path from first conversation to ongoing partnership.
859-360-9312. We'll schedule an initial two-hour conversation to understand your business, your goals, and where the gaps are. No charge, no obligation.
A focused diagnostic of your financial operations, cash flow patterns, and technology. Fixed fee. Typically 5 days over one to two weeks.
Monthly fractional CFO retainer. We join your team — execute the top priorities, manage forecasts, and advise on the decisions that move the needle.