Your business deserves a CFO. You don't need one full-time. CXOonTap puts senior financial leadership on your team — with deep expertise in operations and technology, not just spreadsheets.
“The task of clarifying your core focus assumes that you already have a financial model that works.”
— Gino Wickman, Traction (EOS), p. 52You're ready to grow — add capacity, hire people, take on bigger work, maybe acquire a competitor. But growth eats cash, and the difference between scaling smart and not sleeping at night is having someone watching the financial road ahead.
Whether you're running EOS or managing growth your own way, what's missing is the financial strategy layer that connects your numbers to your operation. Not a bookkeeper. Not a tax advisor. A CFO who builds the financial model, the forecasts, and the scorecards that tell you what's coming next — and what to do about it.
CXOonTap puts that person on your team. We bring deep experience in finance, operations, and technology — because in operations-driven businesses, you can't understand the numbers without understanding the business behind them. One team. Whole picture. Without the full-time cost.
We specialize in operations-intensive businesses where financial performance is directly tied to how efficiently materials, inventory, and labor flow through the organization — from $5M growth-stage companies to $500M+ enterprises navigating acquisitions and integration.
Inventory optimization, margin analysis, warehouse operations, working capital management, and the cash flow dynamics of buying in bulk and selling on terms.
Production costing, raw material planning, labor efficiency, equipment ROI, acquisition integration, and scaling production without breaking the balance sheet.
Residential and commercial HVAC, plumbing, electrical. Truck stock accountability, job costing, technician investment modeling, and seasonal cash flow planning.
We work alongside your existing team to add the senior financial and operational leadership that connects your numbers to how your business actually runs.
More than monthly financial reviews — we build customized financial models, reports, and scorecards designed around the specific drivers of your operation. Cash flow forecasting, seasonalized budgets, budget-to-actual variance analysis, KPI dashboards tied to your scorecard, and financial team development so your bookkeeper and controller grow with the business. Whether you're running EOS or your own operating rhythm, we build the financial structure that makes your weekly meetings actionable and your growth plan real.
Growth eats cash. We build the financial roadmap that lets you invest in growth without outrunning your capital. Multi-year projections, line of credit strategy, capacity investment modeling, owner distributions, and succession planning. Whether you're preparing for a bank conversation, planning an acquisition, or integrating one you've already closed — we build the scenarios so you can see the answer before you commit.
We follow the dollar from purchase order to invoice to collected cash — and find where it leaks. Whether you're running an ERP, a field service platform, or managing with spreadsheets, we optimize the workflows, inventory controls, and accountability systems that drive your margins. We quantify what you're actually losing to untracked inventory — comparing purchasing volume against billed or consumed materials — then build the processes and controls to close the gap.
Most operations-driven businesses are paying for an ERP, an operations platform, and a handful of other tools that don't talk to each other. We identify the gaps between what your systems can do and what you're actually getting from them — then close those gaps through better configuration, training, or the right integration. No vendor bias, no referral fees. If the right solution doesn't exist, we help build it.
Most fractional CFOs come from pure finance backgrounds. We bring 25+ years at the intersection of finance, operations, and technology — in the industries where those three things are inseparable.
25+ years as a financial executive in distribution, manufacturing, and the trades — not observing from the outside, but embedded in the operation. We've managed supply chains, designed inventory systems, and stood on production floors working the problems firsthand.
We've led ERP and operational software implementations across complex, multi-site organizations. We know what it takes to get teams to actually adopt new technology — not just purchase it. Technology strategy is part of our financial advisory, not an afterthought.
We've designed and built inventory management systems adopted by distributors and contractors in the field. We understand how materials move from dock to warehouse to floor to invoice — and where the dollars get lost along the way.
We're equally effective helping a $5M company build its first real financial model and supporting a $300M+ enterprise through acquisition integration. The principles are the same — the scale and complexity change.
No lengthy proposals or complex scoping exercises. Here's how we get started.
859-360-9312. We'll schedule an initial two-hour conversation to understand your business, your goals, and where the gaps are. No charge, no obligation.
A focused diagnostic of your financial operations, cash flow patterns, technology stack, and operational workflows. Fixed fee. Typically 5 days over one to two weeks. You get a candid, actionable assessment — whether or not we continue working together.
Monthly fractional CFO retainer. We embed with your leadership team — execute the top priorities, manage forecasts, lead technology initiatives, and advise on the decisions that move the needle.
The first call is a two-hour working session — not a sales pitch. We'll dig into your business, your financial and operational challenges, and whether fractional CFO support makes sense for your stage and goals. No charge, no obligation.
Two hours. No charge. We'll dig into your financials, your operations, and where the opportunities are.
Call 859-360-9312